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Financial inclusion is a method of offering banking and financial services to all the individuals in a country. It aims to include everybody in the society by giving them basic financial services regardless of their income or savings. It focuses on providing financial solutions to the economically underprivileged. Financial inclusion strengthens the availability of economic resources and builds the concept of savings among the poor. Financial inclusion is a major step towards inclusive growth. It helps in the overall economic development of the underprivileged population. In India, effective financial inclusion is needed for the uplift of the poor and disadvantaged people by providing them with the modified financial products and services. With the introduction of financial technology or fintech, financial inclusion is improving extensively across the whole world. India also has many fintech companies that are constantly working towards simplifying the process of providing financial services to prospective clients. Fintech is revolutionizing the accessibility of financial tools for individuals worldwide. Beyond the convenience of mobile money, fintech has opened new avenues in crucial sectors such as cross border transfers and government-to-individual payments. By leveraging technology, fintech is breaking down barriers and enabling greater financial inclusion. This is a one year incubation program by IIMK LIVE targeted to support startups enabling financial inclusion in the country.

Supporting Partner

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HDFC: Text
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HDFC: Image


1. Your startup is registered and based in India.
2. Your product/solution enhances financial inclusion in the country.
3. Your innovative product / solution is at minimum viable product stage and above.

4. Start-ups with early traction in terms of customers and revenue will be given preference.

HDFC: About

         Funding Support

- Seed Grants Up to Rs.15 lakhs

- Early stage seed funding support up to Rs. 50 lakhs per startup under Startup India Seed Fund Scheme
- Scale up funding support up to Rs. 50 lakhs per startup
- Opportunity to pitch to angel/VC investors as part of annual startup investor meet ‘Start-O-Sphere’

The Mentors


Prof. Ashutosh Sarkar

Executive Director - IIMK LIVE,

Faculty Member - IIM Kozhikode
Quantitative Methods and Operations Management

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Prof. Mridul Kumar Saggar

Professor of Practice, 
Faculty Member - Economics, IIM Kozhikode

EX - Executive Director, Reserve Bank of India (RBI)


Prof. Abhilash S. Nair

Faculty Member, IIM Kozhikode 
Finance Accounting and Control


CTO , Head - FinTech Department - IFSCA

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 Mr. Ajay Kelkar

Leadership Coach, 
Co-Founder - Hansa Cequity, Ex- 
CMO & Senior Vice President CMO & Senior Vice President
HDFC bank


Mr. Amit Aggarwal

Senior Vice President , Sales & Business Development  - Algonomy


Industry Expert, Entrepreneur, Founder & General Partner at GrowthCap Ventures


Prof. G. Sridhar

Faculty Member - IIM Kozhikode,
Marketing Management


Prof. Jijo Lukose P. J.

Faculty Member - IIMK Kozhikode, Finance, Accounting & Control


Prof. Keyoor Purani

Faculty Member - IIM Kozhikode
Marketing Management


 Mr. Nilay Pratik


Mr. Rajesh Kumar

Co-Founder & CEO - 


Prof Rajesh S. Upadhyayula

Faculty Member - IIM Kozhikode, Strategic Management


Mr. Revant Bhate

Chief Executive Officer - Mosaic Wellness


Mr. Sandro Stephen

Ex - Vice President -
Indian Angel Network


Vice Chairman - FusionAIx

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Mrs. Sheeba D Mello

Axilor Ventures


Mr. Ashutosh Singh

Founder - Yayy! Naturals


Head,Payments Business -
Amazon Pay


Mr. Tarun Agarwal

Global Business Head - HCLTech


Mr. Ram Kartha

Venture Capitalist, Growth Expert, General Partner

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Prof. Aswin Alora

Faculty Member, IIM Kozhikode
Finance, Accounting & Control

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Prof. Sony Thomas

Faculty Member - IIM Kozhikode
Finance, Accounting & Control


Prof. Qambar Abidi

Faculty Member - IIM Kozhikode
Finance, Accounting & Control

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Prof. Nemiraja Jadiyappa

Faculty Member - IIM Kozhikode
Finance, Accounting & Control


Prof. Rachappa Shette

Faculty Member - IIM Kozhikode
Finance, Accounting & Control


Mr. Jithesh P. V.

Vice President & Head Digital at Federal Bank


Mr. Jithin Sreedhar

Banking Partnerships & Payment Management - MyGate


Co-Founder at Zopper
IIMK Alumni


Prof. Kamal Kishore Sharma

Professor of Practice - IIM Kozhikode
Strategic Management


Faculty Member - IIM Kozhikode
Marketing Management


CEO and Founder - Datawrkz


Digital Marketing and Customer Lifecycle Management Expert

Apply now

Apply before 29 February, 2024
Use the project code G0243 and select the incubator as IIMK LIVE while applying under this program.

HDFC: About

For enquiries

Write to us at or call 04952809669 during office hours

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